LIFE INSURANCE

Life Insurance Consulting  in St.Albert


When building a house, the foundation is everything, because if it can't support the rest of the house and stand the test of time, your home will crumble. The same holds true for your financial plan, and life insurance & living benefits are the foundation. And like the foundation of your home, insurance is the least expensive key component of your financial plan if you don't delay getting the right coverage in place today.




Our Life Insurance Consulting Services


At Lindsay Financial, we understand that life insurance is the foundation of a sound financial plan. That's why we offer comprehensive life insurance consulting services to help you make informed decisions about protecting yourself and your loved ones.


  • Tailored Recommendations


Our team of experienced financial consultants will work with you to understand your unique needs and goals and tailor our recommendations accordingly. Whether you need term life, whole life, or universal life insurance, we'll help you find the right coverage to protect your assets and ensure your loved ones are taken care of.


  • Ongoing Support


Our commitment to our clients doesn't end with a one-time recommendation. We're here to provide ongoing support and guidance to ensure your life insurance plan remains effective and relevant over time. We'll work with you to make adjustments as needed and ensure you always have the coverage you need.


Types of Life Insurance


Term Life


Term life insurance provides coverage for a specific period of time, typically 10 to 30 years. It's often the most affordable option and can provide the coverage you need during your peak earning years.


Whole Life


Whole life insurance provides coverage for your entire life and also includes a savings component that builds cash value over time. It's a good option for those who want a lifelong safety net and the potential for tax-free investment growth.


Universal Life


Universal life insurance is a flexible option that allows you to adjust your premiums and death benefits over time. It also includes a savings component that builds cash value over time.


Living Benefits


Critical Illness Insurance


Critical illness insurance provides a lump sum payment if you are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke. This can help cover medical expenses and lost income during a difficult time.


Disability Insurance


Disability insurance provides income replacement if you are unable to work due to an illness or injury. It's an important safety net for anyone who relies on their income to support themselves or their family.


Our Process


Initial Consultation


The first step in our life insurance consulting process is to schedule an initial consultation. During this meeting, we'll get to know you and your goals, and answer any questions you have about life insurance.


Comprehensive Analysis


Once we understand your needs, we'll conduct a comprehensive analysis of your existing coverage and make recommendations for the coverage you need.


Tailored Plan


Based on our analysis, we'll develop a tailored plan that's customized specifically for you. We'll take into account your budget, your family's needs, and your long-term financial goals to help you select the right type and amount of coverage.


Implementation and Ongoing Support


After you've selected your coverage, we'll help you complete the necessary paperwork and implement your life insurance plan. We'll also provide ongoing support to ensure your plan remains effective and relevant over time. This includes making adjustments as needed and staying up to date on changes in the insurance industry that may impact your coverage.


Why Choose Lindsay Financial for Life Insurance Consulting?


  • Experience and Credentials


At Lindsay Financial, we have decades of experience in the financial industry. We're licensed and certified to provide life insurance consulting and other financial services, and we've helped countless clients protect their assets and plan for their financial futures.


  • Personalized Service


We understand that each client is unique, with their own goals and concerns. That's why we provide personalized service to every client we work with. We'll take the time to understand your needs and develop a customized plan that's tailored specifically to you.


  • Success Stories


Don't just take our word for it. We've helped many clients over the years protect their assets, investment management and plan for their financial futures. Read some of our success stories to see how we've helped others just like you.


Contact Us for Life Insurance Consulting Services


Don't delay in protecting your most valuable asset. Contact Lindsay Financial today to schedule your initial consultation and learn more about our life insurance consulting services. We'll help you understand your options and find the coverage you need to ensure your family is protected.


Insurance Services

PROTECTING YOUR MOST VALUABLE ASSET


When building a house, the foundation is everything, because if it can't support the rest of the house and stand the test of time, your home will crumble. The same holds true for your financial plan, and life insurance & living benefits are the foundation. And like the foundation of your home, insurance is the least expensive key component of your financial plan if you don't delay getting the right coverage's in place today.


HAVE YOU EVER BEEN TOLD YOU ARE UN-INSURABLE?


We have a number of exciting new solutions to protect you and the ones you love. Ask us about providing a second opinion on your insurability.


Client Testimonials

Clay sat down with my husband and I shortly before we got married to go through our insurance and investments. I am self-employed and had gone through an insurance broker beforehand so I was fairly confident I had "good" insurance. I was wrong! The disability insurance Clay was able to provide was over 3 times the amount I had previously for very little more monthly. In addition, he showed me how with the disability insurance I had before, I basically had to be a vegetable for it to be paid out. I had no idea! Not only did he help with my disability insurance, we went through our life insurance policies, spoke about the importance of critical illness insurance, and the option of return of premiums if we don't end up using the insurance. He has been such a great resource in my own insurance and financial well being, I can't help but share his name with others. P.S. The first quarterly statements we got after putting our investments with him were almost 4 times what our other investments were making. We now have everything with him!

Brittany & Richard Hankinson 

I bought health insurance through Lindsay Financial Solutions, and it was a decision that changed my life, literally. I had recently lost a significant amount of weight and was thinking of ways to motivate myself in order to keep the weight off. Clay introduced me to the Vitality Program where I received an Apple watch and each week I work to get my steps in and collect my points. What this gives me is an Apple watch that costs me nothing, I get to spin a wheel on my App each week that I reach my steps goal, to receive extra points or an Amazon gift card. I've reaped the benefits of 50% off my hotel stays on a couple of occasions, and I get a cheaper gym membership. When I get rewarded for staying active, it helps keep me motivated.

Terra Duquette

I have been working with Lindsay Financial Solutions for 5 years now and I highly recommend them. We thought we had proper mortgage insurance coverage through our bank until Clay was kind enough to offer us a free review. Not only did we uncover that we were under insured, but that we didn’t even have the coverage that we applied for (not even close). Lindsay Financial Solutions was able to get us more life insurance coverage for less money than what our bank could offer. 

My only regret is that when Clay discussed critical illness insurance with us, I decided to put it off as money was a bit tight and I figured getting cancer or having a heart attack could never happen to me as I was healthy. What I discovered this January after I had a heart attack is that it can happen to anyone! Because I was healthy, I was able to survive the heart attack, but I wasn’t prepared for the financial setback that was brought on by the heart attack and the time I needed to recover. Critical Illness coverage would have been a game changer for me and my family. 


Please contact Clay and his team to make sure that you and your family are properly protected.

Chris Irvine

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